Impact of microfinance on household income and consumption in Bangladesh: empirical evidence from a quasi-experimental survey
Paper
Paper/Presentation Title | Impact of microfinance on household income and consumption in Bangladesh: empirical evidence from a quasi-experimental survey |
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Presentation Type | Paper |
Authors | Bhuiya, Mohammad Monzur Morshed (Author), Khanam, Rasheda (Author), Rahman, Mohammad Mafizur (Author) and Nghiem, Hong Son (Author) |
Journal or Proceedings Title | Proceedings of the 44th Australian Conference of Economists (ACE 2015) |
ERA Conference ID | 50287 |
Number of Pages | 20 |
Year | 2015 |
Place of Publication | Brisbane, Australia |
Web Address (URL) of Paper | http://ace2015.org.au/ |
Conference/Event | 44th Australian Conference of Economists (ACE 2015) |
Australian Conference of Economists | |
Event Details | 44th Australian Conference of Economists (ACE 2015) Event Date 07 to end of 10 Jul 2015 Event Location Brisbane, Australia |
Event Details | Australian Conference of Economists ACE |
Abstract | This paper analyses the impact of microfinance programs on income and consumption of households in Bangladesh. Primary data on 439 households across 20 villages in 4 districts were collected using a quasi-experimental survey approach. The sample was designed so that member households of microfinance programs were compared with non-member households of similar characteristics. In our econometric analysis, economic wellbeing is proxied using measures of household income and consumption. The empirical results indicate that despite our survey design effort, microfinance members remain poorer than non-members. But participation in microfinance has positive impacts: one percent increase in the duration of microfinance membership is associated with an increase of income and consumption per adult equivalent by 0.19 and 0.16 percent, respectively. Also, an additional month of participation in microfinance is associated with the lower probability of being poor (using $1.25 PPP per person per day) by 7 Percentage points. |
Keywords | microfinance, households’ wellbeing, quasi-experimental survey, impact, Bangladesh |
ANZSRC Field of Research 2020 | 380118. Urban and regional economics |
440499. Development studies not elsewhere classified | |
Public Notes | No evidence of copyright restrictions preventing deposit. |
Byline Affiliations | School of Commerce |
University of Queensland | |
Institution of Origin | University of Southern Queensland |
https://research.usq.edu.au/item/q329y/impact-of-microfinance-on-household-income-and-consumption-in-bangladesh-empirical-evidence-from-a-quasi-experimental-survey
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